The Bank of Canada dropped rates to 4.25% in late September, and that little nudge was all it took. Suddenly, my phone’s ringing off the hook with clients who’ve been waiting for “the right time.” Spoiler alert: there’s never a perfect time, but right now? It’s definitely not a bad one.

Let me break down what we’re seeing across Toronto, Oakville, and Burlington without all the industry jargon. The average home price in the GTA is sitting at $1,247,000—up about 2.3% from last year. Not skyrocketing, not crashing. Just… steady. Which honestly feels like a relief after the rollercoaster of the past few years.

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